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Net proceeds from selling your property. Statutory IRPF + specified municipal plusvalía tax.

Capital gains are taxed under the IRPF savings base scale (national rates of 19%, 21%, 23%, 27% and 30% from 2025, Law 7/2024). Municipal capital gains tax (IIVTNU) is set by each local council: enter the amount here or estimate it using your local council's official calculator.

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Sale

How much will you net from the sale?

Personal income tax (IRPF) based on savings tax bands (Law 7/2024: top band 30%). Municipal capital gains tax (plusvalía), mortgage balance, and fees are entered by you.

Estimated net proceeds

176.545 €

Estimated capital gain: 92.500 €

IRPF (savings tax base)
20.155 €
Municipal plusvalía
2500 €
Mortgage redemption
120.000 €
Agency fees (0%)
0 €
Total deductions
143.455 €

IRPF based on the statutory savings tax scale (Law 7/2024). Municipal plusvalía tax, outstanding mortgage and fees are entered by you. This does not constitute an official tax assessment or tax advice.

Official sources

Frequently asked questions

Savings base (common tax territory): up to €6,000 at 19%; up to €50,000 at 21%; up to €200,000 at 23%; up to €300,000 at 27%; excess at 30% (Law 7/2024, effective from 1 Jan 2025).

Would you like to know the market price before deciding?

We will value your property with no obligation and explain your net outcome based on local market data.