Tools
Mortgage simulator. Repayments and taxes, at standard rates.
Enter the purchase price, deposit, term and interest rate. We include purchase taxes at standard rates by autonomous community (ITP or IVA/IGIC + AJD). Notary and registry fees are only added if you enter them: we do not make up scale fees.
Calculator
Calculate your monthly payment in minutes
Estimate based on standard property purchase tax rates (2026). Notary, land registry, and administrative fees are only included if specified. This is not a binding offer and does not replace a tailored study by an ICI broker.
Lenders typically require ~10% of the property price plus taxes. Notary/registry fees are only included if entered below.
Interest rate type
Indicative fixed rate. Adjust it to match the offer you wish to compare.
Property status
We do not estimate statutory fees: notary and land registry fees follow official fee schedules; management fees are unregulated.
Result
Your estimated monthly payment
533 €
- Mortgage amount
- 144.120 €
- Financing % of price
- 71%
- Standard rate only: does not apply reduced rates (youth, large family, VPO, rural, etc.).
Informative simulation. Taxes calculated at standard 2026 rates (ITP/IVA/IGIC/AJD). Notary, registry and gestoría fees are only included if you enter them. You choose the interest rate. Sky Real Estate does not grant loans: mortgage intermediation is carried out by the group's ICI (code D-286).
Frequently asked questions
Would you like an accurate figure, not just a simulation?
The group's real estate credit intermediary (D-286) compares lenders and provides a financing plan tailored to your transaction.