Tools

ITP and purchase costs calculator. Standard rates by autonomous community.

Property Transfer Tax (ITP for resale) or VAT (IVA/IGIC) plus Stamp Duty (AJD for new builds) are usually the largest cost aside from the purchase price. We apply standard regional rates for 2026. Reduced tax rates or exemptions (young buyers, large families, VPO, etc.) are not applied without verified details.

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Purchase

Purchase taxes (standard rates)

ITP or VAT/IGIC + AJD according to 2026 regulations. Excluding notary and management fee estimates.

Property type

Calculated taxes

15.000 €

Tax base 250.000 € · Madrid

ITP standard rate (6 %)
15.000 €
Property price + taxes
265.000 €
  • Standard rate only: does not apply reduced rates (youth, large family, VPO, rural, etc.).
Calculate payment + taxes

Standard 2026 ITP/AJD/IVA/IGIC tax rates. Tax base = higher of purchase price and Cadastral reference value (Art. 10 TRLITPAJD). Excludes unverified tax discounts or arbitrary notary/registry fees.

Official sources

Frequently asked questions

Since the anti-fraud reform (Law 11/2021), the tax base for ITP-AJD is the Cadastral reference value or the declared price/value if higher (Art. 10 TRLITPAJD).

Would you like to calculate taxes and mortgage repayments together?

Simulate your mortgage with these taxes or request an assessment from the group's ICI broker.

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